I mentioned in an earlier post that Sharon and I enrolled in the Coopera Credit Union Medical Insurance. The monthly premium is $4.75 for both of us. Yes, the decimal point is in the right place. This premium entitles us to medical and dental visits for a $2 co-pay. The medical doctor is bilingual but the dentist only speaks Español. Coopera's medical office is in San Jacquin which an easy bus ride from Cuenca.
I have slightly elevated blood pressure so I was having my pressure checked when I mentioned to Dr. Peña (the Coopera Doctor) that I was having trouble with my hip. She gave me the name of a Orthopedic Specialist and I called and received an appointment the next day.
Cost For the Coopera Dr. - Copay $2
Cost for 30 day supply of High Blood pressure medicine $1.85
Cost for Buses to San Jacquin and Latino Clinic $2 actually it was 96 cents since I am over 65 and eligible for a 12 cent bus ride.
Cost for Orthopedic Specialist after insurance reimbursement $5
Are there any drawbacks to the Coopera Insurance. Yes, one doctor not easy to get to in an emergency. $480 limit per person annually on health benefits. But, you can't beat getting an appointment with a specialist in one day and finding prescriptions that are 1/5 of the cost in The States.